What happens if you die without a Will?

A guide to how the Intestacy Rules in England and Wales apply

If you die without a Will in place, the money, property and possessions you leave behind will need to be distributed according to intestacy laws.

In England and Wales your estate would be distributed equally between your closest living relatives. It’s important to consider if this is what you want, as these relatives may not be who you’d choose to bequeath your estate to. If you have a partner you’re not married to, or any step-children, they would not be entitled to receive anything at all.

We’ve put together a flow chart to illustrate who would inherit your estate if you were to die without leaving a Will.

Roche Wills InfographicHave any of your children or their issue survived you?Has your spouse or civil partner survived you by 28 days?Are you married or in a civil partnership?Everything goes to your spouse or civil partnerShared equally between children or their issueHas a parent survived you?Is your estate worth more than £250,000?Shared equally between parentsHave any brothers or sisters (or their issue) survived you?Have any children or other issue survived you?Shared equally between full siblings or their issueHave any 1/2 brothers or sisters (or their issue) survived you?Spouse or civil partner gets personal £250,000 and 50% of remainder. Children (or their issue) get the other 50%Shared equally between 1/2 siblings or their issueHave any grandparents survived you?Shared equally between grandparentsHave any aunts or uncles of full blood (or their issue) survived you?Shared equally between full aunts and uncles or their issueHave any aunts or uncles of 1/2 blood (or their issue) survived you?Shared equally between 1/2 aunts and uncles or their issueEverything goes to the CrownSTART HEREYESNONONONONOYESYESNOYESNOYESNOYESNONONONOYESYESYESYESYES*Issue means an individuals descendants (for example children, grandchildren, great-grandchildren and remoter descendants).possessions, first
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If you have any questions about this, please don’t hesitate to ask. Our reassuring experts can talk you through what would happen to your estate without a Will. We’ll also be able to help if you decide to take action to make sure the people you want to inherit your estate can do so.

What to do When Someone Dies

This free downloadable ebook has been put together as a guide to help you understand what you need to do following a death.

Make A Will

If you are concerned about the Intestacy Rules applying to you, or if you have not reviewed your Will for a while, contact us today for help.

If you have any questions about this, please don’t hesitate to ask.

Our reassuring experts can talk you through what would happen to your estate without a Will. We’ll also be able to help if you decide to take action to make sure the people you want to inherit your estate can do so.

Get in touch